1,800,000+ families switched
Go solar and save 30-50% on your electricity bills
$0 OUT-OF-POCKET • LOCKED-IN RATE
1,800,000+ families switched
Go solar and save 30-50% on your electricity bills
$0 OUT-OF-POCKET • LOCKED-IN RATE
The smarter way to reduce energy costs
The average homeowner has no control over what they pay for electricity. Solar changes that. Lock in lower rates, eliminate surprise bills, and take back control of your energy costs for good.
Customized for your home
Based on your energy usage and goals, you get a custom solar system designed specifically for your home at no cost.
Cut your bill by 30–50%
Stop paying more every year for the same electricity. Solar puts money back in your pocket every month starting day one.
Your rate. Locked in.
Utility rates keep climbing. Yours won't. Once you go solar, you're protected from rate hikes for the life of your system.
How it works:
We calculate your rate in real time, so you can get covered in 10 minutes
Step 1: Take our free quiz (no med exam)
Step 2: Get matched with your best rates
Step 3: Activate your coverage instantly
How it works:
We calculate your rate in real time, so you can get covered in 10 minutes
Step 1: Take our free quiz (no med exam)
Step 2: Get matched with your best rates
Step 3: Activate your coverage instantly
Finally, an easy way to switch to solar
See how SmartEnergyGeeks is changing the way people buy home solar
Lock in your energy rates before your next bill is due
Over age 50? Insurance rates increase with every single birthday. But once you are approved for a Final Expense plan, your rate is locked for life. Secure your lowest possible price today so you never have to pay more later.
Lock in your energy rates before your next bill is due
Over age 50? Insurance rates increase with every single birthday. But once you are approved for a Final Expense plan, your rate is locked for life. Secure your lowest possible price today so you never have to pay more later.
FAQ
Will my monthly rate ever increase as I get older?
Never. Unlike some policies you see on TV that go up every 5 years, our Final Expense plans have locked-in rates. The price you start with is the price you keep for life, guaranteed. It will not increase due to your age or changes in your health.
Do I need to take a medical exam or give blood?
No. There are absolutely no medical exams, no blood tests, and no doctors visits required.
Can I still qualify if I have pre-existing health conditions?
Yes. These plans are designed specifically for seniors with health history. We have "Guaranteed Issue" and "Simplified Issue" options where no medical exam is required. You simply answer a few "Yes/No" questions. In many cases, you can get approved instantly even with past health issues.
How quickly will my family receive the money?
Fast payouts are the main benefit of Final Expense insurance. While traditional life insurance can take months to pay out, Final Expense claims are typically paid within 24 to 48 hours after the claim is approved. This gives your family immediate cash to pay the funeral home before services are held.
Does the money have to go to a funeral home?
No. The payout is a tax-free cash check sent directly to your chosen beneficiary (like your daughter, son, or spouse). They can use the money for anything: funeral costs, medical bills, credit card debt, or even to leave a small inheritance. They have total control.
How do I know if I need "Term" or "Final Expense" insurance?
If you are over 50 and your main goal is to cover burial costs, cremation, or leave a small gift, Final Expense is the correct choice. It is permanent (lasts forever) and easier to get. "Term" insurance expires after a set number of years (often at age 80) and gets very expensive as you age.
